Halima Estate
Besides Owuza's House, Lokongoma Phase 2, Lokoja 264103, Kogi, Nigeria
About This Estate
in the organised grid of Lokongoma Phase 2, Halima Estate offers that sweet spot so many Naija families are looking for. It’s a proper gated community, giving you that sense of security and wahala-free living, yet you’re just a stone's throw from the bustling heart of Lokoja. The area is well-planned, with good road access that doesn't turn to a swimming pool after one heavy downpour. You can feel the community vibe here. It's the kind of place where neighbours know each other, and the sound of generators is a common backup chorus, a true Nigerian reality. Being at Besides Owuza's house makes it easy for okada and keke riders to find your spot. It’s not just an address; it’s a solid, convenient life in Kogi State, where your money finds real value.
Price Range
Halima Estate in Lokongoma Phase 2 offers a solid, mid-range Naija living experience. It’s a practical choice for civil servants and small business owners seeking a wahala-free environment within Lokoja. The area is developing, so expect a mix of completed homes and ongoing construction. For a self-contained 3-bedroom flat, annual rent falls between ₦350,000 and ₦500,000. Buying a plot of land will set you back roughly ₦4 million to ₦7 million, depending on the exact location and size. You'll need to budget for a generator as public power supply can be unpredictable, but the gated community feel and decent road access are definite perks. It's a sensible investment for the practical-minded.
Property Type
Halima Estate in Lokongoma Phase 2 offers a solid, developing community feel. You'll find a mix of modern bungalows and storey buildings, mostly for rent. A few undeveloped plots are also available for sale, perfect if you want to build your own home. Properties here are in high demand, with 3-bedroom flats going for around ₦450,000 per annum. The area is relatively peaceful with decent road access. Expect the typical Naija setup—reliable borehole water and you'll likely need a generator for the regular light issue. It's a practical choice for families and civil servants working in Lokoja.
Development Status
Alright, let me break down Halima Estate in Lokongoma Phase 2 for you. The estate is still developing, but many blocks of flats and a few bungalows are already up and occupied. It’s not 100% complete, but the major structures are there, with ongoing work on the internal roads and drainage. For navigation, just tell any okada man "Besides Owuza's house, Lokongoma Phase 2." That landmark is key—everybody knows that compound. The area is relatively calm with a proper Naija feel, and you have easy access to the main Lokongoma market and the new cemetery road. No official talk yet about future expansion, but with the way Lokoja is growing, it's a safe bet that more plots will open up behind the existing ones. Good spot if you want to enter early before the area fully booms.
Location Type
Halima Estate in Lokongoma Phase 2, Lokoja, is a residential estate. It's a developing area, so the roads are a mix of tarred and unpatched sections. You'll find a mix of new builds and older bungalows here. Expect the typical Naija setup: you'll need a borehole for water and a generator or inverter because the public power supply can be erratic. Security is generally better than in completely open areas, but it's not a high-fence estate with 24/7 armed guards. For investors, it's a budget-friendly spot. You can find a 3-bedroom bungalow here for around ₦15-20 million. It's a practical, no-frills choice for family living.
Infrastructure Quality
Halima Estate in Lokongoma Phase 2, Lokoja, is a developing residential area. The access roads are mostly unpaved and can get rough during the rainy season. You'll rely on a borehole for water and a generator or inverter for steady power, as public supply is irregular. Internet connectivity from providers like Spectranet is available but can be inconsistent. Security is basic, with some compounds having their own watchmen. For a 3-bedroom flat, rent falls between ₦250,000 to ₦350,000 per annum. It's a budget-friendly area with a real Naija feel, but be ready for some of the common infrastructural wahala.
Key Features
If you're looking for a solid family area in Lokoja, Halima Estate in Lokongoma Phase 2 is a spot to seriously consider. Tucked away besides Owuza's house, this location gives you that peaceful, wahala-free vibe without being too far from things. You'll find well-spaced bungalows and flats, many with their own borehole and reliable generator setup for those times when public power takes a break. The area is secure, with good road access, making your commute easy. For a 3-bedroom flat here, you're looking at roughly ₦450,000 per annum. It’s a proper community feel—your neighbours are actual people, not just faces. It’s one of those places in Kogi that offers real value for your money without the unnecessary stress.
Community Features
If you're looking for a solid family area in Lokoja with that community feel, Halima Estate in Lokongoma Phase 2 is a good pick. Tucked away behind Owuza's house—a well-known landmark everyone around uses for direction—it offers a quieter, wahala-free living. The estate is practical for Naija life. You have reliable boreholes and most homes run generators for the light issues. Security is decent, which is a big plus. For your daily needs, the bustling Lokongoma market is just a stone's throw away, and getting onto the Ganaja Road is easy for quick trips into town. While it's more of a residential haven, you'll find viewing centres and local joints nearby for catching Premier League matches. It’s a practical, no-fuss community perfect for settling down without the bustle of the city centre.
Nearby Landmarks
Alright, let me break down Halima Estate in Lokongoma Phase 2 for you. This gated estate is a solid choice if you're looking for a peaceful, wahala-free area in Lokoja with easy access to the town's main hubs. Right around the corner, you have the popular Lokongoma Market for your daily shopping, and it's just a stone's throw from the Kogi State Specialist Hospital for any medical needs. For the kids, both St. Luke's Primary and Secondary Schools are nearby, making the school run very easy. The area is also close to the State Secretariat and other government offices, which is a major plus for civil servants. The estate itself is off the main road, so you get less noise and solid security. It's a well-planned spot that gives you that "home" feeling without being too far from anything. A very good find, honestly.
Developer
Halima Estate in Lokongoma Phase 2? That's a solid choice, my brother. That area is really developing fast now, very peaceful and with good road access. From what we know on the ground, the estate is managed by Halima Properties. They are a well-regarded local developer here in Kogi State, known for delivering on their promises. They have a good reputation for completing projects without unnecessary wahala. You might know their other project, the Halima Gardens over in Felele—it's fully occupied and doing very well. They focus on creating these compact, secure, and well-planned communities. For a 4-bedroom here, you're looking at around ₦25 million, but you get value for your money with decent amenities. It's a good place to invest.
Nearby Estates
Lokongoma Phase One Housing Estate
2.6 km away
Shalom Estate
2.6 km away
Umra Estate
3.0 km away
Milk & Honey Estate Office
3.0 km away
Lokoja Housing Estate
3.2 km away
Omorewo Estate
3.2 km away